STUD: An earring that sits stationary on the ear and doesn't drop below the lobe.

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

WHITE GOLD: Gold is a precious metal which is naturally quite soft. To give it a white color and increase its strength, gold is alloyed with white metals, such as silver and/or palladium, and often plated with rhodium. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

POST/CLUTCH: An earring with a post insert and a slide-on clutch backing to hold it in place.

SOUTH SEA PEARLS: With a dramatic 9mm-20mm size and glowing satiny luster, South Sea pearls are among the rarest and most coveted of cultured pearls. Found in shades of white, silver and gold, South Sea pearls are an exquisite sight in jewelry designs.